I'll report it and get the topic split.

I mean you can do a lot in wallets like electrum with the trezor so you should be able to do the same with the ledger (like setup passwords and I think you can use different address types). If a large amount of mining payments are being paid and they can't afford to risk any it might be better to pay to nested segwit or a password protected wallet (assuming native segwit is normally used).