extremely fair playing exchange (for me). failing withdraws are reviewed by them automatically, and one day later one can try again (on all other exchanges I have to investigate). They announce the change of their legel terms at the turn of the year, and let users withdraw their funds. This is quite the opposite of a lot of other scam exchanges like bittrex.
After they made their change I recommend them as non anonymous change, an alternative to the nice kraken exchange.