I think that the author gave an example of too many restrictions to lead to wealth, because if you evaluate all these restrictions, then in my opinion a person lives and makes money just to give himself the opportunity to do what the author is trying to limit. Of course, we can say that you do not need to marry, because you can find a simple girlfriend, but it seems to me that even a friend can be much more expensive than a wife.
Well said because wife can adjust for even when you do not have amount in wallet but girl friend or friends will not stay with you but family and people whoever commited with you will stay with you always.
Then this topic not more relevant to cryptocurrency economics.