I disagree, saying the fool is a disaster that will be close to poverty.

In real world life, there are no fools in all fields, a fool has one skill that must be in his possession, except crazy people.

Example:
1. A fool in the school section, but in the business section he is very smart and vice versa.
2. fools in the planning section, but he's very good at building, and so on.

I am a little mistaken in saying stupid people are close to poverty.

You should read more about the story of a fool becoming rich.

1. 5 Reasons Stupid People Make More Money Than You

2. 5 Common Mistakes Smart People Make

I think you can be a little contemplated that your estimates are very wrong.