It gives us customers a big impact, let me give you an example. Lets just say that I want to order a product from you who lives on the other end of the world. This transactions need intermediaries capable of carrying out the delivery and ensuring its safety and integrity, yeah? So the problem is theres a lack of trust between the parties involved. Thats why Alibaba and Credits partnered up to develop this Smart Payment Service. It can reliably provide safe transactions between the seller and the buyer as part of the express delivery service provided by logistics providers