There are banks that give loans of 182% the value of the collateral?  I've never heard of such a thing.  I have great credit, but the best mortgage I can get from a reputable bank is 80% of the value of my property.  Maybe I can get 90% through an SBA loan, but I've never heard of anyone getting more than the property is worth.

That's just one of the many red-flags in the OP.


By the way, it's just "North Carolina," not "the North Caolina."   It seems like someone who owns property there would know that.