Which crypto do you trust more, the one that is traded freely and nobody knows where the rate will go tomorrow (like Bitcoin) or the one that is under control of its developers (like Ripple, more or less)?
Where you would invest?
I personally prefer to invest in a decentralized cryptocurrency.. I see investing in decentralized cryptocurrency more likely to benefit in the future than investing in centralized cryptocurrency, just look at how many thousand percents increase the price of Bitcoin from 2010.