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Let me ask you this, do you actually use a coin? Do you ask for a service and pay for that service or product with any coins. I would bet you don't. Some may. And good on them. But the vast majority here ( bitcointalk ) don't. ( I maybe wrong)
But people are going to use Libra. Its not investment. Its a tool. A stable tool.
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I use cryptocurrency only for trading. I have never used cryptocurrency for payment of goods or services. As you said, most do not really care about its utility as a means of payment, it's because everyone has their own views and goals in maximizing the potential of cryptocurrency for themselves. For me, cryptocurrency is more effective as a tool for investment and trading commodities. That is clearly different from those of you who want more adoption for a payment

This is not a problem, as long as we can take advantage of this great opportunity to get a comfortable life.
Yes, and I strongly agree with your view of the stable function of Libra for payment. This is effective, of course, because a constant price will not give too much distance in the midst of cryptocurrency volatility. This will be very effective, especially since Facebook has a very large community, more and more people will get to know cryptocurrency if Libra is really implemented.