One has to be very balanced in his approach in order to be successful in life. So saving and investing needs to be done in balance way. I have recently come across something extremely interesting, and that’s this https://seekingalpha.com/amp/instablog/48159843-cynthiamadison/5295593-how-are-millennials-investing-and-what-can-retirees-learn-from - A lovely piece that highlights various investing opportunities and ways.