Ahh calm down kiddo.

See you may be posting a project without knowing about it but I highly suspect that. But someone has to take the initiative and mark it to be a suspicious one and possible scam. Now these MLMs are confidence scams done by snowballing. The only way for people to stop them is to mark the people promoting them as scammers. You may not like it but you chose to promote it so the burden remains on you.

Now haru may very well be a scam. I wont talk about Nexo or celsius, because these lending platforms are often manipulating loans by creating them and making it seem like the platform is legit. What is actually done with the money is still not clear unless you have insider job.