We are going to get 3% of commission for each payment transaction from the merchant. We will convert crypto into fiat and send fiat money to the merchant.
I agree with the above comment. In addition to that, there are even a few other payment gateways that offer a 0% fee
[some with a certain limit in transaction #] for merchants
[I won't name them]...
- You can easily save a few cents by getting rid of the conversion part (most users prefer to have crypto, let them do the conversion if that's what they want/need and instead look for a middle ground [in regards to your merchant's fee]).