The go for them. Why bother asking here?

You may have forgotten that loansharks in real life have their own debt collection agents who are none less that retired army vets and bouncers. You dont want to get beaten by that crew in the middle of the road extorting the money when you are late for your repayment. Its the reason why loansharks were considered to be a part of the mafia at one time.

Compared to that, ask a non collateral loan here and you manage to acquire it by any method, you can just run away when you wish and rarely you have anybody chasing you or gunning you down.
Like I said, no debt collection goons running after you on being late. But for those honest borrowers this is agood method fo pawn their altcoins to get bitcoin as loan and use that to trade and make a profit and complete the loan payment.