Re: Deutsche Bank said Crypto will Replace Fiat Currencies by 2030! Really Possible?
By 2030, the demand for alternative currencies will rise, with digital currencies eventually replacing cash, according to recent research from Deutsche Bank. 
What do you think as a Crypto Expert? What are the challenges? What things should be adopted to replace fiat?
Research: https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000503196/Imagine_2030.PDF
News Source: https://cointelegraph.com/news/deutsche-bank-research-crypto-to-replace-fiat-currencies-by-2030
What do you think as a Crypto Expert? What are the challenges? What things should be adopted to replace fiat?
Research: https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000503196/Imagine_2030.PDF
News Source: https://cointelegraph.com/news/deutsche-bank-research-crypto-to-replace-fiat-currencies-by-2030
Did he mean digital will replace fiat all over the world? Or in some countries? Or in some cities?
In the world, this is not possible. 2030 is just a decade from now and it is too short for such to happen. In Africa and Asia and if not all the countries in the world, some people do not have access to browsing phone. Although there could be ATMs but there are some trader that will not accept digital as payment. They will accept fiat because they are using small phones that they can afford that has no browsing features while some traders in Africa and Asia will not even know how to operate the phones.
By that time, more people will deal with digital currencies but can not replace fiat fully. This could be achieve in more than 3 decades from now.