It is easy to predict a price, anyone can do it, but they should make some sense before telling any prediction! A coin like XRP will not hit 28$ ever, it's the highest price was under 4$, when everything was well in 2017! Therefore Ripple has such a huge supply! So, I don't see any possibility for Ripple to hit 28$!
yes, there is no possibility for XRP to reach the price of $ 28 right now, so it's best not to make new hopes. even though there is some good information about XRP, even I doubt the price can reach $ 1, even for 2020. I only predict that XRP can have a good move when the price again exceeds the price of $ 0.5.
I never doubt this XRP will bring a good result and have a price increase once Bitcoin pump up. Because it is usually tied up the price n Bitcoin. Even though this is centralized coins but I saw the potential on it that it is also good for investment. The sentiment of Bitcoin price now was not yet over and also altcoins struggle top to pump up. Probably next year when next halving come and all altcoins will swing the price including XRP. But reaching $28? I dont think so.