When you do usdt, you are paying an extra 2 fees right when selling it for real usd? Example you send btc to binance. You sell it for altcoin. Then sell it for btc and then sell it for usdt. Then say you want to cash out to bank account, you need to sell the usdt to btc on binance... then send the btc to coinbase/gemini or bitstamp and then do a bank transfer ach right?
Does binance allow you to cash out directly to bank transfer like ach or wire transfer?
You could use PAX for example, and withdraw to bank account directly. It is another stable coin 1-to-1 to USD. But you need verified acc in paxos.com first.
As for Binance, there are some fiat currencies available for deposit/withdraw, but not US dollar for now.