I hold XRP now because bought with higher price during ripple raise above $2 and I don't know will ripple back with higher price or not, we can't really trusted with ripple on higher price again because after two year price looks down and not raise up to higher price again, always become bad moment for holding ripple and looks not potential to higher price.
You should try to stop loss a bit or risk it in trading, it will take time before ripple can be in that price again. As we see there are times that it falls in such amount that lasted too long without increasing. We can't deny that the price were too low that we needs to find way to do something to make an earning from it, maybe half as hold and half for trading.