The monthly update:

Not much to say, 2019 was... well, expect the unexpected. ~94% "gains" are not that bad. On the other hand some may have had to reconsider their accumulation strategy and/or switch to some kind of DCA?
Anyway, I wish you Gentlemen a happy and healthy new 2020! Stay as you are, improve where you think you might lack some skills/qualities and make the best of this arising decade (starting this or next year, whenever you think it's appropriate).

Not sure if the 2020s can be as inspiring as the 1920s, but I hope they will be at least as exciting as the
1980s.By the way, when do you think mankind had its peak, from a cultural/evolutionary point of view? I think at or around Y2K.
Gentlemen, have a wonderful January!
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At least we are learning some German culture in all of this, so there is that.... little side benefit.
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No offense, but this sentence is based on so many misconceptions, I don't know where to start. Would be a topic for a separate thread.
