4) Do not loan funds for investing in crypto
Avoid trading in cryptocurrencies with borrowed funds. It is a popular advice in the crypto industry that you invest only what you are prepared to lose. This means taking loans from sharks or banks is not advisable as you are risking your borrowed capital in a volatile market with no guaranteed returns.
I will just take number 4 to quote with.
This is really important.
Use your own money. If you don't have it then don't start at all.
Have a different savings for it. Do not let it be mixed with your budget for bills and other stuffs for your own necessities.
Just allocate a number for trading and also for investing.
That way, if you lose it then you should stop. Save once again then use that only.