I Don't think I'll go through with this one, I mean thank-you though, I really do appreciate the offer & I'm always happy to offer collateral & Verification; but I just don't feel comfortable paying upfront fees for a loan... I'm sure it's just me, it's my first time on something like this. I think I will just wait and see if there any others, if that's okay. I wish you all the best buddy, thanks again.