Personally, I prefer mobile banking bue to how convenient it is. Via mobile, international transactions can be done in secs, change personal info..,etc. But both mobile and traditional banking have advantages and disadvantages which makes combining both a much sensible idea. For example, renewing your card on mobile but collect it from your nearest bank branch. In my opinion, it feels a bit safer.

I can also imagine one day no one's using an actual card, so the mobile banking or e-Wallet is deffo gonna take over.