How about you try to buy something online, or buy freqently online for 500-1000$.
How would you feel if there isnt a 21 day hold on your funds , so you can confirm with the seller that everything is okay.
If your buyers arent like that, do you expect an internet giant like paypal to make a special plan for just you ?
@algorithminer, thanks for your contribution but i think is incorrect for one of the giant paypal processor to use same measurement for everyone (buyer's & seller's)
Every buyer/seller have history on paypal which is unknown to the each other at the time of transaction. for instance if, you are the buyer who is purchasing an item worth more than $200 or $300, paypal has much information about the buyer. it's their duty to protect the buyer if, they sense an unusual purchasing habit or unusual source of funding.
So, they got more information(s) than the seller to either place the associated fund from the other end on hold for a specific time. vice versa
However, i think it's unfair to use same parameter over & over again especially after deducting your fee.
In mine own case, it's a seed monthly payment from same company. i did mention this.
Now, it make no sense to hold payment or present the receiver that echecking payment is progress while, the associated fund is not available neither to the sender or receiver. Note : that any payment of hold/echecking process will not be indicated to the sender.
So, they keep both the sender & receive in a dark room.
Thanks
Soldierwitlittlefaith