Xrp is one of the sleeping dragons in crypto space that I know of, it has it's potential even when it's a centralized coin and I believe it's on of the reasons why it will do better in near future, just invest what you can afford to lose and add other coins like ETH and BTC to your list too
True, but I look more at the top 5 good altcoins, including XRP as well because I also believe that in the near future XRP will be better in price, so for investment options in the short term is very suitable.