I see there's lots of news flash regarding it. Help me understand, why the hell is this so exciting for some of you.

My point of view, o why I give zero Fs on that:
- ECB's coin in its true essence would simply be another stable coin. And yes - the issuer would be much more reputable than, say, Tether.
- Faster payments? Yes, but only among cooperating parties, 'cause in order to exchange your ECB's coin to a fellow fiat EUR you'd basically have to struggle through the same clearing times for SEPA, SWIFT. This doesn't look any different than it is now - if a merchant supports crypto payments, you will be able to pay for goods n services in crypto speeds.

Help me understand the hype here...