I can't stop laughing when i see people calling XRP and BCH shitcoin because we can't compare these projects with new projects of today that can exit scam on you at any time, if any exchange delist XRP for one reason or the other its their problem, XRP has better chance to keep living than many altcoins
XRP is centralized coin and BCH is forked coin from bitcoin,there are lot other similar forked coins from bitcoin but only BCH managed to get the popularity and demand but they are not a coin with high security over the value as well as the freedom of using even if they are in your wallet it could be froze,and also the total supply could be increased which results in value loss per unit.