I personally use Bitcoin wherever I possibly can, and accept it directly without converting it to fiat immediately. I have been using Bitcoin daily for years. (Ever since Bitpay started improving its Bitcoin debit card product)
Using bitcoin debit card is not really equivalent to use bitcoin in daily life! These are absolutely two very different things so please don't mix them! I live in a country where bitcoin is not recognized as a legal tender, but I can still use a Visa debit card from bitpay to pay for my expenses! Because here Bitpay takes care of the funds and Visa provides the settlement layer. It's nothing similar to paying directly using your bitcoin wallet!
The real development will be to use bitcoin directly from our wallet to the merchant's wallet. That's what we all want to see and want to execute and that's what is real development! But it's great to know that at least you don't consider bitcoin as an investment! That's also very important! Kuddos to that!