this coin has not only too much supply, but they print more. just like a 3rd world country.
Recently they actually burned over half of the supply of this project. With that being said, value wise I do agree that the amount is too high for quick pumps, but the foundation for this project is very solid. If the market does end up turning bullish in 2020, then XLM and most other projects will end up going upwards in price.
@mich what does 8% p.a translate into in APR?
p.a. = per anum
they really mean the same thing.