I am not sure if this is the right term, but my specific setup for bitcoin is that in addition to my 24 word seed phrase I have a two-factor temporary password set up on my hardware device where most funds are stored. In the event of my death, I want to have something set up where after some time of inactivity, the funds are released from the wallet stored behind the two-factor temporary password and into a wallet attached to the 24 word seed phrase itself. The reason for this is because I want to have some way to simplify things so that anyone inheriting does not have to also figure out how to set up a hardware wallet and also use the two-factor password. It can add quite a bit of complexity. For anyone unfamiliar with what I mean by two-factor password, its explained here: https://en.bitcoin.it/wiki/Seed_phrase#Two-Factor_Seed_Phrases . On a hardware device such as my ledger this is described as a temporary passphrase.

I am unclear if a timelock is what I am looking to setup, and also unclear on how to set up such a thing. Any advice would be appreciated.