I'm around $5,000 in debt, started using credit cards to keep my money in Crypto. Didn't have a job, so that should lower the average a bit. But I'm getting there and hopefully in a few months I could start saving again. As far as the coins I have, they're pretty much worthless. Not even enough volume for anything.
This is really sad to know that you are in debt of such a big amount. If you have a collection of useless coins, I will suggest you to sell them off or simply get rid of them and try to earn bitcoin or worthy altcoins that have nice history of profits. You shall also search for some day job. Try working at some restaurant, in office etc. in order to at least earn something that you can invest into big coins and make money.
Yeah, it is pretty sad, but I learned my lesson. I do have a crappy job and I try to put $100 a week into Bitcoin. I do have many crappy coins, but they are literally not worth the time and effort. The time would be better spent working an extra hour here and there, or not taking a lunch break.