Unfortunately, volatility is still a feature of these currencies, therefore it attracts speculators and those who believe in their long-term value more than ordinary traders.
This is true. Due to this I only use it to pay bills when the conversion rate is high. Or I just exchange them for fiat when the price is high and keep them in there for the purpose of payment. At least if it does crash I have the option of using the fiat stored to buy btc.