It’s scary that banks can impose an unwritten law of their own, with no accountability and no appeal, just by closing people’s accounts. Bitcoin stops that.
I have experience living without a bank account. It’s very difficult: You can’t use money normally, and you are shut out of many opportunities. That can impoverish you, and it can keep you in poverty. Bitcoin takes away the power of unaccountable corporations to shut down people’s lives on a whim, just because they don’t like them.
i also have lived with no bank account for a few years (finical irresponsibility on my part 100%). and it does suck indeed. so much you have no access to, and things like having to race to the bank on which the check was drawn before it closes (hourly bank hours designed so working stiffs have a hard time accessing it unless taking time out of the work day specifically for that, hard to do depending on the jobsite and if someone can cover you) to turn into cash on as you have to go to that bank that it was drawn on.. and if you didnt make it in time while they were open... raman noodles? i wish. i might not even have gas to get home to eat that..
i could go on and on to argue that a bank account is practically 100% needed to operate in this world (my part anyway). and of course its a GREAT tool to keep people in debt. it sure held me down pretty well, but thats on me.
interestingly enough, it was bitcoin that taught me about sound money, central banks etc. of course i have bank accounts now and all the stuff associated with it. no real choice here. but i also have bitcoin now. gamechanger.
i suppose in some ways you need to be poor and unbanked to understand and i have been. being poor, on a scale of 1-10, is maybe a 3. educational, but not fun. prefer not to be there again.