The era of blockchain has given many people to make their own currency with different visions from the Artificial intelligence, personal data, finance etc. as we know the traditional currency is very influential in society & supports economic activity around a worldwide. wel, if everyone has their own currency doesnt this is will make everyone no longer motivated to work and will be to waste more time in front of computer. so, what do you think?
IMHO, I think it's simply a convergence of mainstream-like financial instruments. But the currency you're talking about can be seen in form of both platform utility and actual money.
You need the asset to act as a utility to use the blockchain-related product.
Secondly you need the asset to act as "shares", hence the financial instrument part.
But when two parties agree to trade or exchange such currency, it could seem to have a medium of exchange value. So in the end it really doesn't matter if everyone has their own currency, what matters is the value they bring to the table, either as a tech, financial speculative instrument or as a medium of exchange.