I am not exactly saying you need $5 Million to live in the US.

$5Million is my *UP TO* / most conservative reasonable figure for living with a NICE lifestyle in the US. It includes the following factors:

- Around 50 years remaining life expectancy.

- Absolutely no other income, retirement pension, or additional net worth.

- No additional net worth also mean you would need to buy or rent a home.

- In the USA housing can be incredible expensive depending on where you plan to live. Maybe you want live in the middle of Manhattan or in... San Francisco? Donno.

- Also health expenses can be EXTREMELY costly there.

- You might get involved in some legal issue, lawyers/trials are INCREDIBLY costly there.

- TAXES... You will have to pay taxes, at least capital gains.

- I considered a "NICE" lifestyle... nowhere near a really a rich (Gatsby style) lifestyle, but still nice.

- Maybe you want to have childrens, pay them a good education... and or have a wife, maybe even divorce her... All that shit is *EXPENSIVE* yo!

- I didn't consider any potential/additional ROI on your capital and/or future investments. That's completely outside of my calculation, otherwise I would have to also take into account the possibility of negative returns or you just losing it all on a lousy investment because of you thinking you are the fucking Warren Buffet. No, I am just considering the principal as if it were a pot from which you would be spending until it gets depleted.

- I allowed for a safe margin (25-40%) of remaining wealth upon your death, be it liquid or your bought home, etc... just in case.


And, taking all the above into consideration (plus many more factors!)... I just took that *MAXIMUM* figure right out of my ass. Because I can.