Banking will be better than now but crypto cant replace them for sure
Use of banks has become less than before we got better option to store our money in crypto for long term. Keeping money in banks is not that profitable and safe and crypto increase our money in very short time. We should keep storing money in crypto its holding fkt small time can give you profit and keeping money in banks will give you very little profit for long years holding so banks are now almost finished using
I do not see the use of banking becoming less as you say, a reflection from my perspective is that the banking system is becoming more developed because I see banking services being offered more each year, more benefits from storing assets then offering low-interest loans, it shows no signs of going down due to the presence of crypto. Crypto can only come next to everyone with the concept of a potential and profitable investment position in a short time, except for this purpose, it can be used for payment and storage but it's not really common with these extra roles