Don't jump in the investment river with your everything! If you have enough money for investment, then you may buy Bitcoin, Ethereum, Litecoin, ATOM, NRG to split your investment, as the prices are low enough! I think the crypto coins price will have more dump because of the Chinese new year! So, you may wait for a few days to get coins at a cheaper price or buy it now, the present price also very good for buying to hodl!