Could you not do at least the bare minimum amount of research before asking for a loan in excess of $4,000?

Are you braindead? Be realistic now, do you really think anybody is going to give you $4,000 just because you are friendly (and supposedly loyal and reliable—both of which you have yet to prove)?

Maybe you should take that attitude down to your local bank and see what they have to say about it, don't forget to tell them how friendly and loyal you are.