Hello. In today's post, we will tell you about P2P lending and loans.
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𝗣𝟮𝗣 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 usually stands for “peer-to-peer lending” or “person-to-person lending”, and the term “social lending” may also be used. This term refers to the issuance and receipt of loans by individuals directly, without using traditional financial institutions (#banks, credit unions) as an intermediary. Typically, P2P lending is implemented using special #Internet sites where the user can act both as a lender and as a borrower.
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As a rule, a #P2P lending transaction is concluded between one borrower and several lenders. In order to reduce risks, one lender invests his #money in several borrowers - diversification of investments (stream financing). The most common platform is when individuals and borrowers are lenders.
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The appeal of P2P platforms lies in the fact that they can provide favorable terms of the transaction, both for lenders and borrowers. Also, the entire process of concluding a transaction on such a platform takes place remotely, which saves customers time. The threshold for entering P2P #lending platforms is low, and it is not necessary to be a sophisticated investor. You can start working on the platform as a lender with a small amount.
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♻️ 𝗢𝗸𝘀𝗰𝗵𝗮𝗶𝗻 𝗣𝟮𝗣 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗮𝗻𝗱 𝗠𝗶𝗰𝗿𝗼𝗹𝗼𝗮𝗻𝘀 ♻️
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Okschain is a decentralized #financial ecosystem for a wide range of participants. Ecosystem partners use it to store digital assets, pay for goods and services, receive payments, use the service for #exchanging digital assets and P2P lending, and also invest in startups.
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Any user of the Okschain platform can #invest their cryptocurrencies or fiat funds in a P2P lending system. Also, any member of the Okschain ecosystem can apply for a #microloan. The decision to issue a microloan is made with the help of artificial intelligence, which evaluates the borrower by 30 parameters. In addition, the Okschain #ecosystem allows the user to receive a loan in fiat secured by cryptocurrency. Okschain will act as a guarantor of transactions and all transactions will occur only through a guarantor. The ecosystem will receive commissions from each transaction. All #transactions will only occur between users of the Okschain platform.
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⚙️ 𝗪𝗲𝗯𝘀𝗶𝘁𝗲 — https://okschain.com/en/
⚙️ 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻 — https://www.linkedin.com/company/okschain
⚙️ 𝗧𝘄𝗶𝘁𝘁𝗲𝗿 — https://twitter.com/okschainfintech
⚙️ 𝗥𝗲𝗱𝗱𝗶𝘁 — https://www.reddit.com/r/OKSCHAIN
⚙️ 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗴𝗿𝗼𝘂𝗽 𝗘𝗡 — https://t.me/okschain_en
⚙️ 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗰𝗵𝗮𝗻𝗻𝗲𝗹 — https://t.me/okschain_an