Banking will be better than now but crypto cant replace them for sure
Use of banks has become less than before we got better option to store our money in crypto for long term. Keeping money in banks is not that profitable and safe and crypto increase our money in very short time. We should keep storing money in crypto its holding fkt small time can give you profit and keeping money in banks will give you very little profit for long years holding so banks are now almost finished using
I doubt very much your words. 90% of people will not store money in crypto because it makes no sense.
What are their options?
Buy bitcoin - which is extremely unstable in price, and it is not known what will happen to it in the long term.
Buying altcoins is an even worse option.
Buy stable coins - but why take the risk if you have fiat.