Banks are making money from no where so do you think banking is still better than decentralized crypto?
Banks aren't good! therefore cryptocurrency was created, but there are only a few that have good value, indeed decentralization is a good system for the future, but for now if the BANK ends, the world will be shaken
Basically we are really bound to accept the fact that we don't need banks, we haven't realized that the world will not be functional as like today, if there is no regulation to the use of money we have. It might be hard to accept but the fact that regulation is needed, is what will make our economy better. They circulate money for investment, loans, government projects and for us to have infrastructures that we mainly benefited from. Without banks, everyone will be selfish and will focus on their own, making government incapable to function very well.