You really don't seem to understand how loans work here.

First of all, without valid collateral you will not get a loan, regardless of your story, documents, future income and all other bullshit that thousands have tried before you.

I doubt that you would accept a loan that it will be in an account but you can't withdraw it or use it in any way. Than why a lender would accept a "collateral" that it's not really liquid?

The only thing that you will get here, without a valid collateral, is a negative trust placed on your account so stop pushing this and lock this topic.