I work on contract in some third world countries and I can tell you from first hand experience that these remittance companies in some of these countries are definitely a lot more expensive than Bitcoin. I introduced Bitcoin to some people in these countries and subsequently put between 10% to 30% money back into their pockets by doing this. 
When last have you done any global transfers of money? Some of these transfers takes up to 3 days to be processed. Bitcoin might not be instantaneous like Credit card payments, but the affect on your balance is evident within a couple of minutes. I have done credit card payments at some retailers and the transaction only shown after 1 or 2 days in my account.
Also, have you heard of the Lightning Network? You might be surprised to see almost instantaneous transactions on the Lightning Network being done at a fraction of the fees being charged for on-chain transactions.
Remittance Centers in my country are a commodity. They saw the opportunity to make mad bucks ok it and are now charging more than the usual charge or fee they impose. It's true that bitcoin might've strated away from what Satoshi initially wanted it to be. But this is only happening because the technology we have right now is insufficient to support bitcoin in it's utmost capabilities. It's imperative for bitcoin to stay as an asset right now, at the very least it's alive and well. Provided we have enough technology and support, bitcoin will be more than ready to take on being a bonafide currency.When last have you done any global transfers of money? Some of these transfers takes up to 3 days to be processed. Bitcoin might not be instantaneous like Credit card payments, but the affect on your balance is evident within a couple of minutes. I have done credit card payments at some retailers and the transaction only shown after 1 or 2 days in my account.
Also, have you heard of the Lightning Network? You might be surprised to see almost instantaneous transactions on the Lightning Network being done at a fraction of the fees being charged for on-chain transactions.