Seriously, a threat?
If you were going to need money you would not feel it as a threat but handle it logically, which you have failed to do so.
Negative internet points from a forum that's getting too old to even understand NFT?
Your conclusion of why negative trust might be given is wrong. Asking a non-collateral loan from an account with no prior trade feedback is risky. It is done to alert newbies from getting scammed.
By all means, sink my account to hell with negative trust. I ain't no locking this account.
Of course, you are a troll.

Oh, before I start receiving such negative trust, two things: I'll save this to the internet archive, as it's the most hilarious threat I've received,
Attention-whore much?
and the other thing: you want a high ROI without the risk. There's a name for that.
Visit your local bank an pawn some valuable if you have any if you are in dire need.
I have heard that platforms like Celsius and Nexo are giving out loans for altcoins as collateral. Not sure if NFTs are accepted there. Now use your sane judgement: if they dont accept NFTs as collateral what make you think p2p lenders here would?