14$ is really very high amount for the XRP based on what predictions you are predicting the price of XRP will reach to 14$. Most of the potential active coins are decreasing their price a lot in the market if the price of XRP reaches to 14$ then what will be the price of Bitcoin then.
Xrp needs adoption, it doesnt have much which brad and co dumped their xrp and its ripple is selling through an IPO. Swift will remain king.
Buy another coin.