the next few days may bring some more announcements from MTGOX about the situation. so waiting is an option.
but whilst you wait, look for any bitcoin meetings in your area, find some other people near you that might be in a similar situation and form a group. if the worst does happen, then you as a group can file a lawsuit and because its a group the costs initially would be divided between you. this will make it cheaper and also with more then one person. you can plan the best strategy to impliment it.