I won't.
Ico, staking some shitoken with no real utility to gain better rates and limits..?
We already have all this with wirex! D'oh!

Oh and the lending at crypto.com....my god, I've seen Russian loan sharks with better rates than that.
ps
Moderated topic? Neah, as shitty as it is I'll stay with wirex ...probably till my 4.7 euros I still have in balance will be eaten by fees.