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What are your thoughts?

Everything must have a risk, friend. As a day trader, stable coins are quite helpful when suddenly there are unexpected market movements, there are times when all prices suddenly go down, that's the right time to turn it into a stable coin, with the note that it is only temporary and for a relatively short period of time. So it does not come out of the market completely, when price movements have begun to look good and conducive it can be quickly converted into coins or other tokens as desired.
That is, if the stable coin you are holding has real backing of assets. Remember, USDT before, they admitted that it was not fully backed by USD. What if you are holding a different stable coin other than USDT? Do you really think that stablecoin has their assets to back up when something goes awry?
https://breakermag.com/tether-now-admits-its-not-fully-backed-by-dollars/