Many find it hard to invest any money on bitcoin or altcoin but now that we are in a good crypto year I think its wise if you hold few good top coins but if you don't have any money make sure you hold parts of coins or tokens you earned from bounty, remember what happened to most bounty rewards in 2017? I feel same thing will happen this year, I still see people who hold GowithMi tokens and they are happy holding it, just a piece of advice
But make sure they are good projects, some bounty projects are better dump off than holding them, you have to find that out yourself, example of good bounties was Tokoin, Gowithmi, Sero, TemTum, they are worth holding, thanks
Actually what you recommend is good too, but in my opinion it's the principle of ordinary people, not the principle of the leading traders who want to profit a lot from these trading activities, it is valid if we choose to buy and wait. but it's really very boring in my opinion