Ripple's sitting in a shit ton of money thanks to their XRP shitcoin. Remember, just a bit more than 10 days ago they've released another 100,000,000 XRP. There you go, $30M out of nowhere. Imagine Satoshi having 500kBTC and randomly releasing 10kBTC every month. Trustless payment system? What a joke 
XRP is simply a garbage that literary nobody has ever wanted. from regular users who only get involved in the trading part whenever there is a pump to increase their "bitcoin" wealth down to all those banks and partners they keep boasting about, none of them give a shit about XRP they want the technology (Ripple) to adapt for themselves and create their own centralized network.