but if i dont have a debt , i hardly win
You could buy things for your friends and/or make good investments that long term puts you ahead but short term means you have very little available money. If somehow that leads you to have better luck with the little money left then great I guess. I'd say thats the smartest approach anyway, pay bills first, pay down the mortgage as much as possible with the few bits left after all monthly bills paid only then gamble the little left that is of no consequence. Its a bad idea to gamble with money you need later anyhow.
Correct, that is basically useless and so dumb for someone to do, because if you will gamble without saving any money, you will be force to make a loan, sell your stuffs that you need, or even your properties if you have no choice because you need the money to pay those things that you have mentioned. The problem here since then is that they are playing gambling without any moderation, without any self-discipline, without any proper mindset or precautions, just in case they need one.