Have the same behavior when it comes on using custodial exchanges where i dont really mind too much yet im not really storing up some chunks of coins in my account.

Even though i would spend out actively on fees from time to time on making such transfers at least i do know that im lessening the risk.Im aint saying i dont have trust to those

top exchangers we do have now but its better to be that too cautious than letting yourself too confident on storing it up for long time.Well, we know  the difference among the two
it will just matter on choice though but custodial ones are much better imho.