You use Binance and I know you have the feeling that it's one of the best exchanges, which is correct by the way,  but news flash is that even Binance is not unsusceptible to cryptocurrency hacks on exchanges. And another tiny piece of information is that when your funds are on an exchange, securing your accounts isn't the issue, as you're not in total control of your funds, so once the exchange has been breached by hackers, there is a high chance you will lose your funds to them.